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Tosin Olayinka
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Should cohabitation before marriage be encouraged?

Cohabitation before marriage isn’t a bad idea but the answer to this question may vary based on your background. There are many factors that affect your idea of whether or not to live together. Love isn’t enough reason to ...Read more

Cohabitation before marriage isn’t a bad idea but the answer to this question may vary based on your background. There are many factors that affect your idea of whether or not to live together. Love isn’t enough reason to pack into same apartment and let remember that living together before marriage is effective for one couple does not necessarily mean that it is effective for all couples.

Living together before marriage naturally means that a couple is in the same bed before marriage, which violates the religious prohibition of premarital sex. As the dominance of religious norms in the culture becomes less important and adherence to them becomes more flexible, the social family shame surrounding living together has decreased significantly, while its acceptance has increased dramatically. Other reasons for the increased coexistence rate are more practical. For example, couples often use financial benefits (shared rent, utility bills etc.) as reasons for living together.

However, the most common reason couples decide to live together before marriage is to test their long-term compatibility, especially when it comes to marriage. Both men and women who grew up as a result of divorce began to view cohabitation as a low-risk, low-cost way to test marital relationships and avoid parental traps.

However, it should be noted here that although there may be new evidence that cohabitation is harmless to the stability of the marriage, there is no evidence that it helps. It may not increase your chances of divorce, but it will not reduce them at all.

One of the risks of living together before marriage is the possibility of losing relationships with close people who do not agree with your choice. When discussing with your partner, consider tje possibility of it happening. However, this may not be suitable for everyone. For some people, this may clarify who deserves to be around you; It can brighten the life you want. For others, the possibility of losing contact with close friends or family members is too irregular to swallow; it is certainly not worth living together before marriage.

Maybe you have dated for several years and you are considering working together as the next step in intimacy with your partner. By following this step, you can really deepen and can improve your relationship. Maybe or maybe not. In conclusion, if you want to wait before getting married, why don’t you be patient before moving? Objectively, it does not affect the chances of an happy marital life and longevity. Subjectively, it greatly reinforces the transformative weight of consciousness intended to fuse two lives into one. It a different thing to say “I do” and you’ll return to the same apartment you’ve been sharing for so long, and another thing take the bride to a new residence, new life.

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Tosin Olayinka
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What is Ethics in business and what are the importance?

Business ethics refers to the system of ethical principles and rules applicable to business. As a social subject, business activities will not be carried out in a way that harms the interests of society and the business sector itself. Each ...Read more

Business ethics refers to the system of ethical principles and rules applicable to business. As a social subject, business activities will not be carried out in a way that harms the interests of society and the business sector itself. Each profession or group has formulated the rules for its members.

Business ethics is important to all businesses, they ensure worker’s safety, help companies maintain honesty and fairness in trade and interactions, and generally provide better goods and services. Distinguishing what a company will represent and what it does not represent is not always the same for all organizations, but understanding basic ethical principles is a key part of business management.

Importance of BUSINESS ETHICS

1: Business ethics help ensure the good reputation of your company. Not only does it feel good to be a member of a prestigious company, it is also good for business. When you have a reputation for consistently complying with ethics in the way you purchase and manufacture products and treat employees, customers, and communities, more people will be willing to do business with you.

2: Companies that practice good business ethics face less risk of fines and other legal issues. Of course, laws and regulations are complicated, but as long as you do some morally correct things, you can avoid many problems. By making business decisions with this in mind, you can avoid the pressure of having to defend your business due to litigation and fines.

3: Business ethics guarantees the development of the company. As long as an entrepreneur strictly abides by the code of ethics, a specific business sector will definitely develop. The company cannot be managed in a way that isn’t conducive to the interests of the society or the company itself. Therefore, the development of a company should have certain business ethics.

4: It’ll make employees to be more motivated to work because they feel that doing so will make the world a better place. Therefore, if you want normal profits to continue to rise until you make a lot of money, you must make your business fully ethical.

5: A reputation based on good ethics helps to establish a positive image in the market. This in turn makes customers trust your products and services. They also pass on information to your friends and family, thus creating more customers for you.

If you want your business to thrive for a long time, running an ethical business is essential. Business ethics and profits are mutually reinforcing. A company that is ethically oriented and wants to dominate its market segments can reap many benefits. However, unethical businesses are doomed to fail even if they start out with a record of high profits. Morality is making relationships better and stronger.

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Tosin Olayinka
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Why is budget important and what exactly is a budget

A budget is a financial document that predict future income and expenses. Simply put, it is an estimate of the amount you earn and spend in a certain period of time (such as a month or a year). Budgeting ...Read more

A budget is a financial document that predict future income and expenses. Simply put, it is an estimate of the amount you earn and spend in a certain period of time (such as a month or a year).

Budgeting is not about starving yourself of what you need or want, it is about controlling your money. It seems like budget is a punishment but remember, this is a plan for all your money, which also includes money for interesting things. The budget need not be strict but it is to make it as personal as possible, leaving room for adaptation.

Budgeting is one of the most important financial habits you can adopt. If you’ve never lived on a budget or haven’t experienced all the benefits that a budget can provide, it’s easy to wonder why it is important.

So why is budget important?

1: It puts you in control:

You can’t just ignore financial problems and hope they disappear. You must control your money, not let it control you. If you are not tracking your funds, you may be wasting more money than you think. Making a budget will help you set your priorities correctly, live within your means, and regain control.

2: Prepare you for emergencies:

Life is full of surprises, good and bad. Having an emergency fund can help you feel comfortable, knowing that you have funds available when you need them. Budgeting for emergencies like this won’t only save you from spending unnecessarily but it will help you prepare for the unforseen. It doesn’t have to happen overnight, but it can be established over time.

3: Helps you pay and stay out of debt:

Until the bill arrives and you are drowning in a sea of high-interest debt, you may not even realize the problems you are having. If you set and stick with your budget, you won’t fall into this situation. You will know what you can bear and what you cannot bear. You can use your budget to meet your needs instead of using your card and regretting it when the bill arrives. If you are already in debt, it will help you get out of debt faster. When making a budget, look for things that can be changed or eliminated.

4: Helps cut down unnecessary spending:

When you set up your budget, you will find what you do not need, you will find what you want or not. Eliminate them from your budget. Create a budget that will examine your spending and strength to set better money habits. You can discover that you spend too much money to what you do not need. Cut the unnecessary spending and release money to save or save more important financial goals for you.

Budgets are not only for people who are struggling financially. It can help you achieve your financial goals, get out of debt, avoid arguing with your partner over money, prepare for emergencies, and so on. If you do not currently have a budget, today is the best day to start.

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Tosin Olayinka
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Honesty in a relationship, does it mean telling your partner the truth always

Honesty and transparency is essential to a successful long-term relationship. Every partners have their own reasons for why, when and to what extent they choose to share with each other or things to remember. They may fear that ...Read more

Honesty and transparency is essential to a successful long-term relationship. Every partners have their own reasons for why, when and to what extent they choose to share with each other or things to remember.

They may fear that the price to pay for sharing certain thoughts and feelings is too high to use as a reason to defend themselves and be selfish. Or, feeling sorry for their partner, they may hold them back to express something that is only hurtful or angry, seeing it as a better course of action.

Honesty is the foundation of trust in a relationship and it’s necessary for it to function and prosper.

Always be honest with someone and tell them that they can believe you and what you say. They help you to know that they are able to believe your promises and promises. Honesty breeds healthy communication with partners, which is also necessary for functional relationships. It’s all about real connections.

Honesty does always feel good every time but we can appreciate it because the person being honest is being vulnerable. They are taking a chance at trusting you with the truth. These people understand that what they say could affect relationship but they care about you and want a relationship that is built on honesty. When a relationship is built on honesty it opens the door for growth.

Partners do not have to say everything to each other to be honest, but they are transparent to information that directly affects each other’s well-being. Perhaps you don’t need to tell each other absolutely everything in order to be considered honest, but you do need to be transparent about information that’s going to directly affect each other’s well-being. If you’re avoid telling your partner something because you’re worried about their reaction, you’re keeping a secret and intentionally being dishonest.

Honesty further breeds intimacy in your relationship which will make it last long

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Jay
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Why do I have late periods? I am concerned

Concerned about a missed period but certain you’re not pregnant? Missed or late periods occur for a variety of causes other than pregnancy. Common reasons range from hormone abnormalities to life-threatening medical disorders. In addition, there are two occasions in a ...Read more

Concerned about a missed period but certain you’re not pregnant? Missed or late periods occur for a variety of causes other than pregnancy. Common reasons range from hormone abnormalities to life-threatening medical disorders.

In addition, there are two occasions in a woman’s life when it is quite natural for her period to be irregular: when it first begins and when menopause begins. Your usual cycle may become erratic while your body goes through the adjustment.

The majority of women who have not achieved menopause get a menstruation every 28 days. A healthy menstrual cycle, on the other hand, might last anywhere from 21 to 35 days. If your period falls outside of these ranges, it might be due to one of the following factors.

Low body weight

Missed periods are common in women suffering from eating disorders such as anorexia nervosa or bulimia. Weighing 10% less than what is deemed typical for your height might disrupt the way your body operates and even stop ovulation. Getting therapy for your eating problem and gaining weight in a healthy way can help you get back on track. Women who engage in strenuous activity, such as marathons, may have a cessation of their menstrual cycle.

Stress

Stress may disrupt your hormones, disrupt your daily pattern, and even alter the area of your brain that regulates your period – the hypothalamus. It can cause illness or rapid weight increase or loss over time, all of which might disrupt your cycle. If you suspect that stress is interfering with your menstruation, consider practicing relaxation methods and adopting lifestyle adjustments. Including additional exercise in your routine may help you get back on track.

Birth Control

When you start or stop using birth control, your cycle may fluctuate. Birth control tablets include the chemicals estrogen and progestin, which inhibit egg production in your ovaries. After discontinuing the pill, it may take up to six months for your cycle to return to normal. Other kinds of implanted or injectable contraception can also cause missing periods.

Early Peri-menopause

Menopause usually begins between the ages of 45 and 55 for most people. Women who start symptoms at the age of 40 or earlier are said to be in early peri-menopause. This indicates that your egg supply is diminishing, which will result in missing periods and, finally, the cessation of menstruation.

Chronic disease

Diabetes and celiac disease, for example, might have an impact on your menstrual cycle. Changes in blood sugar are connected to hormonal changes, thus even though it is uncommon, poorly managed diabetes can induce irregular periods.

Celiac disease causes inflammation in the small intestine, which may hinder your body from receiving essential nutrients. This might result in missing or late periods.

Obesity

Being overweight can trigger hormonal changes in the same way as being underweight may. If your doctor determines that obesity is a cause in your late or skipped periods, he or she will prescribe a diet and exercise regimen.

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Tosin Olayinka
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What are birth defects? Can down syndrome be hereditary ?

Birth defects are problems that occur when babies develop in the uterus. Most birth defects occur during the first 3 months of pregnancy. Birth defects can affect the body’s appearance, the way you work, or both. Some birth defects, such ...Read more

Birth defects are problems that occur when babies develop in the uterus. Most birth defects occur during the first 3 months of pregnancy. Birth defects can affect the body’s appearance, the way you work, or both. Some birth defects, such as cleft lip or neural tube defects, are structural problems that are easy to see. Other diseases, such as heart disease, are discovered by special tests. Birth defects can range from mild to severe. How a birth defect affects a child’s life depends primarily on what organ or part of the body is involved and the severity of the defect.

What are the causes of Birth defects?

1: Genetics or hereditary

2: Infections

3: Chromosomal problems

4: Exposure to certain drugs during pregnancy etc.

What is Down Syndrome?

Down syndrome is a genetic condition that causes mild to severe physical developmental problems. People with Down syndrome are born with extra chromosomes. A chromosome is a group of genes, and your body depends on whether you have the right number. Down syndrome causes this extra chromosome to cause a variety of problems that affect you, both mentally and physically. Down syndrome is a lifelong condition. It can’t be cured, but doctors know about it more than ever. Getting proper treatment early can make a big difference if your child has it as it can help them live a full and meaningful life.

Down syndrome is not inherited. This occurs due to an error in cell division during the early development of the embryo. Translocation Down Syndrome can be passed down from parent to child. However, only about 3-4% of children with Down syndrome have translocations, and only a small fraction of them inherit translocations from one parent.

When balanced translocations are inherited, the mother or father has multiple rearranged genetic material from chromosome 21 to another, with no extra genetic material. This means that he or she has no signs or symptoms of down Syndrome but can tell the children an imbalanced transpose and cause Down Syndrome in the child. The last thing an expecting parent wants to hear is that there is a problem with an unborn child or baby. Most birth defects cannot be prevented, but some measures can be taken to mitigate their environmental impact. Always discuss concerns with your healthcare provider and follow instructions on screening tests, drugs, etc.

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Tosin Olayinka
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What is a loan and are there advantages to taking a loan

A Loan according to Merriam Webster dictionary is; money lent at interest or omething lent usually for the borrower’s temporary use. A loan is when you get hold of cash from a friend, bank in alternate for future reimbursement of the cash plus interest.  Here’s how the loan process works; When someone ...Read more

A Loan according to Merriam Webster dictionary is; money lent at interest or omething lent usually for the borrower’s temporary use.

A loan is when you get hold of cash from a friend, bank in alternate for future reimbursement of the cash plus interest. 

Here’s how the loan process works; When someone needs money, they apply for loans from banks, companies, governments or other entities. The borrower may need to provide specific details, such as the reason for the loan, financial history and other information. The lender reviews the information, including the personal debt-to-income ratio (DTI) to determine if the loan can be repaid. Depending on the creditworthiness of the applicant, the lender rejects or approves the application.

Before we go ahead to talk more on loans and it’s advantages, let’s talk about types of LOANS

1: Secured Loans:

This type of loan requires an asset to secure the loan. If the borrower defaults on the loan, the lender has the right to take the collateral. However, secured loans are more volatile than unsecured loans because you may want to lose your collateral if you cannot clear the debt. You consequently think very carefully – and consider other picks – earlier than taking out a secured loan.

2: Unsecured Loans:

This kind of loan mean that the borrower does not have to provide assets as a guarantee. In a non-secure loan, the lender is very complete when evaluating the financial condition of the Borrower to be sure if they are capable of taking the loan. However, unsecured loans are more risky than fixed loans for lenders, you need a high credit score for approval.

Under these loans we have:

Mortgage loans

Small business loans

Student loans

Home equity loans etc.

Loans can be a good thing, but they can also mar you, one of the keys to financial success is knowing when a it is a good solution for your situation. If you cannot repay it within the specified term, then a loan is not a good idea. Either you want to promote growth, maintain day-to-day operations, acquire new equipment, smooth and support unbalanced cash flow, establish a reliable supply chain, or finance existing projects, exploring the benefits of borrowing can be the right decision.

Borrowing money allows you to support aspects of the business that you may not be able to pay. However, even if you are lucky enough to have enough capital, giving up savings can cause problems later in the development of your business and limit your ability to establish a reputable credit rating. So, instead of pre-buying goods and services, exploring the benefits of borrowing money allows you to split or postpone spending until later, and your goals are more affordable in the long run.

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Tosin Olayinka
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What is Time management and what is the importance in business?

Time management (TM) is the process of planning and controlling the time taken for a particular activity. Through good time management, individuals can complete more in less time, reduce stress and lead to a successful career. There seems ...Read more

Time management (TM) is the process of planning and controlling the time taken for a particular activity. Through good time management, individuals can complete more in less time, reduce stress and lead to a successful career. There seems to be a shortage of time in the day. But we all have the same 24 hours, why do some people achieve more than others within the space of 24 hours? It is simply good time management.

It is one of the most important skills, but it is usually a concept that many companies and people strive for. However, the benefits of good time management practices are immeasurable. Companies that use good time management are in a better position to offer their products or services consistently and on time.

Here are few importance of Time management in business:

1: it’ll make you work smarter not harder:

Multitasking seems to be a good use of your time, because it usually requires a lot of things to do, but you may be at risk of low productivity. On the contrary, setting aside time for each task will help you do better because you will not be distracted.

2: It helps reduce stress and anxiety:

It’s easy to become anxious when you have an exhaustive to-do list. It can help you prioritize your to-do list and spend time on the things that matter most. Prioritizing your tasks and giving yourself enough time to complete them can help reduce your stress levels.

3: it boosts confidence:

When your time is well managed and you successfully meet your deadlines, you will feel accomplished and confident in your abilities. Regularly completing your daily to-do list is a huge motivation that can help people to further improve their productivity and to seize new work opportunities.

4: it will help you procrastinate less:

The purpose of time management is not only to get more done in less time, but also to reduce the urge to procrastinate important tasks. Adopting good time management tips allows you to instantly eliminates procrastination by making sure you are familiar with what tasks are added to your to-do list and when they need to be completed.

5: You have time for rest and leisure;

With good TM you get more free time in your day to do the leisure and recreational activities that make you happy. This can help create the perfect balance by working smart all day and having a reward of your choice in return.

Good TM won’t only make you productive, it’ll make your business thrive, excel and make you fulfilled

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Tosin Olayinka
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What is Sales, and what is the importance of sales?

Sales is a process that leads to a transaction between two or more parties, where the buyer receives an offer and the seller receives some valuable reward, usually need to know how to sell otherwise everything is useless. Selling indicate ...Read more

Sales is a process that leads to a transaction between two or more parties, where the buyer receives an offer and the seller receives some valuable reward, usually need to know how to sell otherwise everything is useless.

Selling indicate whether your business is meeting the demand to achieve your goals. No sales means there is a problem. Your product or service does not meet demand, or your marketing does not promote the product service properly, or the sales process needs to be adjusted, or … the list can go on.

The main and most important role of sales is to bridge the gap between the needs of potential customers and the products or services provided by your organization. Sales is a personal interaction between one person and another, and it is a very powerful thing. Never underestimate the personal connection between two people and the potential impact this may have on your brand reputation.

Sales is the most important aspect of any organization. This is the source of income. You can use high-end technology to produce any number of products, but if they are not sold to consumers, all investment will be wasted and eventually these companies will liquidate, you start selling your products, revenue will come, and you can invest in your business and then expansion. This is how you grow. Therefore, no matter what you sell, be it products or services, sales are the most important thing to the company.

The sales function of any business is vital and is truly the only revenue generating department in any organization. If there are no sales, you have no employees to manage, there are no projects to develop, there are no funds to deal with, there is no compliance, etc. Whenever a sales transaction takes place, the organization moves; accountant can record funds, fulfillment can start production, delivery can schedule delivery and installation, etc. All of these must be sold, otherwise you will lose money.

In summary, the power of selling in the continued success of an organization cannot be underestimated. Take advantage of the potential impact of selling not only on revenue, but also on brand reputation, long-term customer retention, and business growth.

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Tosin Olayinka
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What are fast food, what are the effects on fast food on our health?

What is FAST FOOD? Fast food is characterized by being fast, convenient and inexpensive alternatives to homemade meals, as well as being high in saturated fat, sugar, salt and calories. Although junk food can satisfy your hunger, it provides ...Read more

What is FAST FOOD?

Fast food is characterized by being fast, convenient and inexpensive alternatives to homemade meals, as well as being high in saturated fat, sugar, salt and calories. Although junk food can satisfy your hunger, it provides very little nutrition. Consistently consuming malnourished foods will make your appetite for more nutritious foods too small, increasing your risk of nutritional deficiencies. What you eat and drink every day will affect your physical and mental health. Good nutrition and regular exercise will help you maintain a hea8lthy weight while reducing the risk of chronic diseases such as heart disease. However, regular consumption of fast food and junk food can affect your health and negatively affect your body.

Effect of fast food on our health;

1: Fast foods like hamburgers, fries, and shakes are often high in fat, fast foods are often high in calories. Most of them often make you feel full and lack energy.

2: Eating fast food can cause skin problems like acne. Not chocolate or frying ingredients, but empty carbs like simple sugars, white flour, and French fries will make your look pale

3: High calories in fast food are accompanied by low nutrients. If you consume too much, your body will start to lack the nutrients needed for normal functioning. Your body is temporarily full of empty food without nutrients, so even if you eat a lot of calories, you will not be full for a long time.

4: Regular intake of soft drinks can lead to poor oral health. Drinking a lot of soda will increase the amount of acid in the mouth, which will eventually lead to tooth decay and tooth decay.

5: Dietary fiber (usually found in vegetables, fruits, whole grains, nuts, and seeds) plays a leading role in the digestive system. Fiber helps your digestive tract work properly by removing waste from the body. It can help lower cholesterol and keep blood sugar levels normal. Unfortunately, most fast foods are not high in dietary fiber and this will lead to constipation.

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Jay
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why social media censoring is heavy in 2021

It’s evident that the extreme left runs numerous social media platforms, including this one, so you’ll receive a slew of “facts” denying that censoring occurs, but it does. Even though I am not a member of ...Read more

It’s evident that the extreme left runs numerous social media platforms, including this one, so you’ll receive a slew of “facts” denying that censoring occurs, but it does. Even though I am not a member of any political party, I am being censored.
All of these foolish individuals talking about TOS and contracts and creating these unconnected and incorrect metaphors don’t grasp that social media has become the same as talking in public. You should be able to express yourself freely as long as you are not hurting somebody in real life. Restrictions are no longer so private, and laws must be enacted to put big tech in its place. This should have been done 20 years ago, but Republicans believed they could use technology to control people.

Of course, the right wing feels greater pressure than the left, and that alone implies that conversations and discussions come to a halt when only one side is permitted to speak. That suggests you’re suppressing individuals and establishing a tyrannical atmosphere. You don’t have to agree with everyone or everything, but you have no right to dictate someone else how to think, what to say, or what to believe.

If individuals truly had a scientific mind, they would see that the extreme left and far right do very similar things.

In terms of the Western world, we are swiftly approaching communism, and genuine science shows that our use of power is having the opposite effect intended.

What happens in Africa?

Africa experiences a lot of social media censoring because the governments are scared of the people. They realise that more and more people are awakened to the injustice, nepotism, unfairness that goes around in their countries. Following examples like China, South Korea, North Korea, India and a few others in the west and middle east, it is clear that they cherish power more than

In Nigeria for example, just recently the government of the day banned twitter indefinitely with more sanctions still rolling in to other social media platforms. In fact, the Attorney General has demanded the arrest of anyone still using twitter in Nigeria. While Nigerians have resorted to using back-door means to access twitter, it looks like the Nigerian government has not really fulfilled their aim.

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