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Daniel
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Matthew, like many other regular guys I know, has a 8-5 job. He gets up as early as 6.30am to get dressed for work so that he can beat the early morning crazy Lagos traffic, works so hard in a ...Read more

Matthew, like many other regular guys I know, has a 8-5 job. He gets up as early as 6.30am to get dressed for work so that he can beat the early morning crazy Lagos traffic, works so hard in a commercial bank every day, yet his regular income can barely last him through the first three weeks of the month, let alone save part of it. He was concerned and he knew he had to do something about the situation really fast in order to earn extra every month

Many of us find ourselves in such financial dilemma and often times resort to dubious means to make more money quickly. What if there are other legitimate means of achieving the same goal, or other ways to earn extra income wouldn’t that be better? To be honest, this post is not another motivational talks or post to steer you up but leaving you with the FACT, so let’s face the facts. To earn extra N20,000 every month, you’ll need to invest in some businesses first; I usually refer to them as RENTALS BUSINESS

RENTALS

  • Rentals: If you buy a motocycle (the one popular called Okada in Nigeria) and lease it out to someone who can ride and is faithful, N20,000 in a year profit will be N240,000. To obtain a new motocycle is about this price or less. Think about this. This is just one of the many examples of businesses you can do in terms of rentals. Others include
    • House rentals
    • Land rentals for farming
    • Equipment rentals
    • Gaming console rentals

Most importantly, do the feasibility study properly to ensure that you are not making loss in the long run, BUT , there are some soft businesses you can do that don’t require much capital and yet you can still earn extra every month up to N20,0000. Some of which are:

  1. Blogging: Owning a blog is big business these days in Nigeria, thanks to the likes of Linda Ikeji who started very early exposing many of us to it. For those who don’t understand, blogging is simply an art of writing short articles about various sources of interest and publishing it online. These articles could be about lifestyle, health, finance like the one you are reading now, games etc. All you need is a computer, phone, laptop or tablet. You can start blogging within minutes, thanks to CMS like WordPress, Joomla and other blog platforms and there are numerous articles on the web about how to start a blog. You earn money from blogs when you have a lot of visitors. Advertisers see your visitor counts and can pay you a lot of money just to have their ads on your blog. A lot of popular bloggers earn between N20, 000 to N500k per month.
  2. You have a skill, Use it: Individuals and companies always need some form of service every now and then. It could be laundry, taxi, cleaning, teaching, coaching, braiding, public speaking etc. Making money from a service depends on the type of skill you have and how much people are willing to pay for it. For example, if you are good with playing the piano, you could coach your friend’s or neighbour’s kids on how to play the piano. With the help of technology now, there are online platforms that also connect tutors with students, like Tuteria.
  3. Buying and selling: This involves petty trading of consumer goods. It’s time tested and still works quite well for many people. It is often better to start by selling things you are used to or you could do a small survey/research to find out what people need around your area. For example, if you live in a developing new site, businesses like selling sachet water, snacks, food items would move faster. It could also be dresses, shoes, smart phones, tablets that you sell.
  4. Be an agent: Agency jobs involve providing unique services for organizations, they could include schools; for example referring students to a school to enrol. Also, you can be an agent for importing and exporting goods. You need to have a license to clear products at the ports. Another form is selling air tickets to people or helping people book flights. People who don’t have such licenses can even rent them from you providing an extra source of income.
  5. Work Weekends or On off days: If you have the strength to work an extra day or two then why not try working on weekends for a few extra hours. You can take an extra job in places where weekend jobs are needed. Jobs in this category include ushering jobs, hotel, clubs and restaurants, teaching, singing, dancing etc.

The list is definitely not exhausted yet, there are still many more ways to earn extra every month for as long as you are willing to do the extra work.

[Read Also: Developing good financial habits]

Find more facts here: Here are 10 ways you can earn an extra N50,000 every month

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Tosin Olayinka
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Probably your belt doesn’t fit anymore because you’ve added a little weight during the holidays or working out and reducing inches, it’s very easy to know how to add one or two new holes to the belt. You will see ...Read more

Probably your belt doesn’t fit anymore because you’ve added a little weight during the holidays or working out and reducing inches, it’s very easy to know how to add one or two new holes to the belt. You will see several different methods of punching: some involve tools that make the job particularly easy, while others allow you to do it with what you have.

Fortunately, there are various ways to add a hole to the belt yourself. No need to go out and buy a brand new one. As long as you know how to make holes in the belt, you can save money and at the same time keep your favorite fashion accessories.

THE NAIL METHOD

This method is one of the more traditional methods, and many professionals will also use this method to create a perfect round hole. One of the most significant advantages of the nail method is that the possibility of material tearing off the nail is greatly reduced. The newly made hole, it should look the same as the other holes on the belt.

You’ll be needing;
Nail
Piece of flat wood
Measuring Tape
Plier

Step 1
Measure the holes (most are always one inch apart) Simply use a ruler to set up a horizontal straight edge by making sure it crosses each hole at the same point, and mark on the back.


Step 2
Heat up the nail for a minute by holding it with the plier.

Step 3
Keep your belt stretched firmly on the wood and point the nail to the spot you want to make a hole, and push into the belt. It makes a small regular hole very easily.

When the waist size changes, you no longer need to go to the store to buy a new belt. You can save money and don’t have to get rid of your favorite belt. This is a win-win situation!

It is important we learn DIY hacks like this incase of emergencies.

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Bellarmine901
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My friend wants to create a questionnaire for his online book sale and he fancies google forms over all the other forms for reasons best known to him. Is it possible to collect online payment on google forms?

My friend wants to create a questionnaire for his online book sale and he fancies google forms over all the other forms for reasons best known to him.

Is it possible to collect online payment on google forms?

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Adv
Tosin Olayinka
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The most expensive painting Salvator Mundi meaning SAVIOR OF THE WORLD in English, is a painting by Italian artist Leonardo da Vinci dated to C 1500. After a lost original veiled with overpainting,the painting was rediscovered, restored, and included in a major Leonardo exhibition at the National Gallery, ...Read more


The most expensive painting Salvator Mundi meaning SAVIOR OF THE WORLD in English, is a painting by Italian artist Leonardo da Vinci dated to C 1500. After a lost original veiled with overpainting,the painting was rediscovered, restored, and included in a major Leonardo exhibition at the National Gallery, London in 2011-2012.

The SALVATOR MUNDI of Leonardo’s most copied paintings h about 12 known examples executed by his pupils and others. Leonardo’s version was thought to have been lost after the mid-17th century. In 1978, Joanne Snow-Smith developed a compelling case that the supposed copy located in the Marquis Jean-Louis de Ganay Collection, Paris, was the lost original, based on its similarity to Saint John the Baptist.

Many art historians were convinced, as she was able to establish a direct historical connection between Leonardo da Vinci, the engraving by Wenceslaus Hollar and the painting in the Ganay collection

The painting depicts Jesus in Renaissance dress, making the sign of the cross with his right hand, while holding a transparent, non-refracting crystal orb in his left. Leonardo Da Vinci studied many things, such as science, math, engineering, geology, astrology, literature, botany, anatomy, and so much more. His art SALVATOR MUNDI has made him more known in the recent years

His Mona Lisa has become one of the most recognized paintings in the history of art, and was insured as for $100,000,000 in 1962, which translates to $852,000,000 in 2019. A magnificent work, it nonetheless attracted less attention than the Salvatore Mundi, when it went up at auction in 2017.
The Salvatore Mundi was sold for $450.3 million on November 15, 2017 at a Christie’s auction to Prince Badr bin Abdullah. It set the record for the most expensive painting ever sold in a public auction.

Since its cancelled appearance at the Louvre Abu Dhabi there is no way to currently view the work (that is unless you are a personal friend of the current owner). Hopefully it will be displayed again to the public in the near future.



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Tosin Olayinka
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If you are still skeptical about online and Offline learning, this might help you understand and help you make a decision. Location is mainly what differentiate an online and offline class.The main difference between online learning and offline ...Read more

If you are still skeptical about online and Offline learning, this might help you understand and help you make a decision. Location is mainly what differentiate an online and offline class.

The main difference between online learning and offline learning is location. When participating in offline learning, participants must go to the training location, which is usually a conference room, university or classroom. On the other hand, through online learning, training can be conducted almost anywhere in the world. Participants only need to log in to the Internet from their home, company.

Online learning has become the preferred method for most students, it is important not to overlook the benefits of offline learning. Through online learning, students and teachers will benefit from a more informal and flexible approach. Not limited by location and time, this means that all students can benefit from the course.

Advantages of online learning;

Flexibility – You learn at your own speed

Cheaper than offline

Saves Time and resources

Anyone can teach from anywhere

You get to record any classes and review later

Disadvantages of online learning;

Isolating

No competition

No interpersonal skills development

Limited topics.

It also helps with becoming familiar with how to work and get jobs remotely

Offline training has long been the main reason, and there are good reasons. However, in recent years, due to the large number of new platforms and the popularity of the Internet, online training has gradually become popular. In the last 5 years, Coursera, Udemy, YouTube, etc. They have helped thousands of professionals to learn the best courses from the best universities in the world at a very low cost. With this video content, you can learn anything anywhere.

Advantages of off-line learning;

Teachers/Lecturers could pay more attention to student

More interaction between students and teachers

Competitive atmosphere

Structured & disciplined setting

Disadvantages of Offline learning;

More expensive than online courses

Personalized learning is impossible

Flexible timetable

Dependency on the teachers/Lecturers

Since both study options are beneficial, it makes sense to offer blended learning methods online and offline where possible.

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Tosin Olayinka
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Matchmaking services are so much these days, even dating sites aren’t left out from Tinder, Badoo etc. Matchmaking isn’t something new though, it has been in existence for years now. Mothers searching for a good wife for their ...Read more

Matchmaking services are so much these days, even dating sites aren’t left out from Tinder, Badoo etc. Matchmaking isn’t something new though, it has been in existence for years now.

Mothers searching for a good wife for their son abroad, some even do it with both parties in Nigeria.

Parents wanting their kids to marry each other, so you see it’s not a new thing though there has been a more improvised way to do it.

With a high increase in the number of people finding it hard to get hooked with a life partner, matchmaking is the new normal.

I have seen cases of couples who were matchmaked and it ended well while some ended on a bad note.

To me, there’s no difference between meeting someone online, and offline or through an agency and meeting them personally.

It boils down to individual characteristics, decades ago parents do this, and the couples end up together but now there’s science, and technology that makes little or no difference.

This is how matchmaking service works:

If you meet them on a site, you simply check each other’s interests, which is part of the information you fill in when signing up on the app. If you meet through a matchmaker, you tell him/her your preferences and they find someone that suits your interests.

You both go on a date and you report back to the matchmaker what you think about the person. The good thing about using a matchmaker is your partner to be is screened and they make sure the person matches your goals, values etc.

They provide counselling even after the date, and you both decide to take it further.

It also saves you so much time. Well, if you wish to find your other half online or through a matchmaker, there are several matchmaking services in Nigeria. Find any you want and Goodluck.

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Samuel Elizabeth
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Why Every Christian Should be a Millionaire? This post is never designed to shake tables cause I don’t think tables or desks are present on social media platforms, it’s basically written to shake minds. I’ll say I grew up in ...Read more

Why Every Christian Should be a Millionaire?
This post is never designed to shake tables cause I don’t think tables or desks are present on social media platforms, it’s basically written to shake minds. I’ll say I grew up in a vicinity where all I saw around me where the unbelievers making impacts, I read it in magazines, watch it in televisions, hear it on radio programmes, the unrighteous making results and breaking protocols, the infidels setting benchmarks and leaving trails in their path, I hear of top world stars almost everyday when I come up on the media yet I find it difficult to identify one believer being a Super-Star. So, as I grew older, it began to dawn on me that we believers are unaware of the logistics of wealth creation.
Majority of us feel the making of a millionaire is ordained for special people who came to the world with golden spoons in their mouths. We feel those who make it up to the big league in life are those who have material and intellectual substance in them.
Yeah, all these may be right to some extent but I fully embrace the fact that the logic to wealth creation is knowing the principles that rules it. It’s your knowledge of the true nature of the laws of money and the biblical secret of success that makes you attain that height. I remember the bible says, “All gold and silver belongs to God” and I feel as heirs of God, we have a legal right to all his entitlements. In the making of the earth, he told man to manage the earth on his behalf. This means he made us small gods here on earth and gave us dominion over the four corners of the world. So, I see no reason why a Christian should be living from hand to mouth, I don’t get it seeing a bonified Man of God wallow in the gutter of mediocrity. The moment you give your life to Christ, you become a new creature and naturally become regenerated. You possess the qualities of Christ within you and by this you also possess his mindset and are filled with all the packages from heaven. So I feel we should think, act and react like Christ since we have his mind in us. The bible says,”Let your life so shine that others may see your good works and glorify your father which is in heaven”. So we as Christians are meant to shine our lights so that through the illumination of our light, we might give others the radiation to shine theirs. We are called to shine our light here on earth by being the flag bearer of influence and change towards positivity. God has already given you all the essential requirements you need to make success, the lapse is that we have not taken the courage to go for it and study the biblical principles of success and kingdom wealth creation.  Actually, they’re two basic laws to anyone who’s interested in making Kingdom Success which are;
• The Person of Christ
• The Principle of Christ
* The Person of Christ
This is what most of we believers accept and pay allegiance to. It is the life of God within you. It is the obedience to the King which brings divine peace. And these can only be gotten through salvation and sanctification. It is the one that prepares you for eternity by granting you the fruits of the spirit, the presence of the holy spirit and gives us an heavenly comfort. The person of Christ makes us well assured of our heavenly treasure. It confirms our reward in heaven, it gives us a new life and purges us from our old deceitful habits. The person of Christ is pure, holy and righteous. He cannot behold iniquity in his sight. However, the fact that you are saved and sanctified doesn’t guarantee your success, you have to get the knowledge of Christ’s principles on Money. This is where most Christians miss it, they feel Holiness is the same as Wealth – they’re kingdom principles you need to practically learn.
* The Principle of Christ
These are his rules and laws recorded for wealth and earthly comfort. It is the law of God around you. They’re set of guidelines recorded in the scripture that prepares us on how to live in earth. The principles of Jesus are more centered on the kingdom and it’s the determinant factor of our prosperity on earth.
It’s in this principles, you’ll see the importance of tithing – bringing one tenth of all income to God’s house. It’s in this principle you’ll understand greatness in God’s term. You’ll also understand the concept of money and how it can either make or break you. You’ll see the need for mentorship and leadership training. Actually, even the unbelievers make use of this principle and it works for them so this clarifies that you don’t have to be a believer before you can have the access to this principles. This shows that it is very possible for you to imbibe in Christ’s principle without accepting him as the lord of your life. All you need to do is to understand the way it works. Most people employ this, they implore the principles of Jesus but reject His person while majority of other believers hold on to the person of Christ but ignore His principles. They accept Christ as their Lord and King but are either ignorant or unaware of his principles. However, our success can only be at the mercy of the things we know while our failure will be at the expense of the things we don’t know. What you know nothing about can be a detriment to your success.
I’ll say the main reason why unbelievers make it far in life is that they apply his principles in their day to day life. We Christians have access to both his person and his principles but we limit ourselves only to his assurances and so we never trigger performances. We keep embracing scriptures that makes us act less. We proclaim biblical verses like “Since we were born we have never seen the righteous forsaken nor his seeds beg for bread” Yeah, this might be true for those who make fortitude their companion but a righteous man ignorant of the laws of wealth creation in the Kingdom will stay and remain broke, wretched and poor. I’ve seen Ministers called of God loving in the pain of poverty, it’s not that they’re not destined to be successful, but majority are unaware of the knowledge on success systems and financial breakthroughs. Let’s tell each other the truth, heaven help those who help themselves. Prayer alone without purpose, plan and action makes you a burden to God but prayer with planning makes you a co-labourer with him. In this case, you’ll both work for the advancement of your personal life and that of the kingdom. These are all Bible confessions that have conditions attached to them. God cannot bless an idle hand because there’s nothing for the anointing to take place, but when He sees the diligence in your service, he’s definitely going to add significance to it.
He wants to know what you have before sending down the anointing.
And this is the main reason why many of we believers leave the world without making any traceable impact, it’s because we’ve not taken the responsibility for our success. Success only comes to those who knows its relevance. You can’t say just because you’re living right, success should automatically be yours. That’s not it, God wants to see the faithfulness in your side before he can outpour his blessings upon you.
Stop feeling God owe you a blessing that he must automatically pour on you without your emotional consent.
Take charge of your life and embrace both his Person and Principles…
# Bukumi writes

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Adv
Dee20
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There’s a serious shortage of N-95 masks in the market currently but while waiting for them to become available, can we get instructions of the T-Shirt Mask that has been trending online?

There’s a serious shortage of N-95 masks in the market currently but while waiting for them to become available, can we get instructions of the T-Shirt Mask that has been trending online?

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