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  1. You may have seen friends posting Instagram Stories with music and lyrics. The ability to add lyrics to your Instagram Stories is a more recent feature of the Instagram Story music sticker. Well, it's very simple and automated actually. The next time you add a song with the Instagram Story music stiRead more

    You may have seen friends posting Instagram Stories with music and lyrics. The ability to add lyrics to your Instagram Stories is a more recent feature of the Instagram Story music sticker.

    Well, it’s very simple and automated actually.

    The next time you add a song with the Instagram Story music sticker, tap through the set of icons displayed. If lyrics are available for the song you’ve selected, you’ll be able to turn them on here or opt to show album art instead of lyrics.

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  2. Scroll through and click the play button to preview songs, or search for something specific using the “Search music” field at the top of the screen. To add a song to your story, simply click on it. This will open up a new screen where you can hold and drag the box in the middle of the song’s timelinRead more

    Scroll through and click the play button to preview songs, or search for something specific using the “Search music” field at the top of the screen.

    To add a song to your story, simply click on it. This will open up a new screen where you can hold and drag the box in the middle of the song’s timeline to select the section of the song you’d like to play in your story

    For video posts, the song length will default to the length of your video clip. For static image posts, the length will default to 15 seconds, but you can tap the button that says “15 SECS” to shorten the clip.

    When you’re finished, tap “Done.” This will add the sticker to your story! Hold and drag to reposition or resize, and tap for different display options, which you can see below. When you’re done, tap “Send To >” to share your Story!

    Best practices:

    • When selecting the section of the song you want in your Story, try starting at the beginning of the chorus. Instagram makes it easy, with a tick mark that indicates the beginning of the chorus on songs.
    • Preview your story to see how it feels with the audio before you send it to your story. You can always make adjustments, including choosing a new song or deleting the Music sticker entirely if you decide it’s better without music. To delete, hold and drag the sticker. A trash icon will appear at the bottom of the screen.
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  3. Cowryrise, like Piggyvest wallet, is a good personal financial platform for savings. It has an automatic saving mechanism that reduces you the stress of going to to the bank and it's paperwork. Your saving or investment plan generate interest over the period of time you specify. Cowryrise is simpleRead more

    Cowryrise, like Piggyvest wallet, is a good personal financial platform for savings. It has an automatic saving mechanism that reduces you the stress of going to to the bank and it’s paperwork. Your saving or investment plan generate interest over the period of time you specify.

    Cowryrise is simple to use and rewards your efforts. Here are benefits you stand to get.

    1. Automatic saving
    2. Better interest than your bank would give
    3. Minimum of N100 to start
    4. Withdrawal is completely free on your stipulated date of withdrawal.

    Features of Cowryrise

    1. Savings: Savings can be done automatically or manually on a daily, weekly or monthly basis. Cowryrise has certain saving feature. a) Life goals. This allows you save towards a long term project, like education, business, emergency . b) Saving goal. This allows you save towards a short term purpose, like getting a new phone, laptop, clothes. c) Mutual funds. With Cowrywise, you can invest in Nigeria’s money market via Mutual funds. The platforms list funds like Afrivest Plutus Fund, United Capital Money Market Fund, Meristem Money Market Fund and more on its list of funds. Cowryrise also support Dollar savings. Stash gives you a unique account number and allows you to do a number of things — direct transfers to investment plans from your bank, make transfers to other Cowrywise users, make bank transfers for as low as NGN25. Basically, it’s like your bank account, but for Cowrywise.
    2. Interest rate: Cowryrise gives you about 10-15% interest.
    3. Withdrawal: The platform allows you save for 3 months and withdraw for free.
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  4. This is a world where money seems to have such control over journalistic integrity. Are there no unbiased news sources you can turn to anymore? The short answer is an emphatic yes. When it comes to “censorship,” news is censored either by the overreach of government entities or by a corporate strangRead more

    This is a world where money seems to have such control over journalistic integrity. Are there no unbiased news sources you can turn to anymore? The short answer is an emphatic yes.

    When it comes to “censorship,” news is censored either by the overreach of government entities or by a corporate stranglehold on the editorial processes of news organizations.

    1. The Associated Press

    The Associated Press was founded in 1846. The renowned global news organization has 53 Pulitzer Prizes under its belt. It is and has always been the epitome of clear and unbiased news journalism and reporting. It is actually where most journalists seek out their own news stories to report on.

    2. Wall Street Journal

    Wall Street Journal is well known for reporting the news as it is. It serves a healthy dose of reality from both sides of the political spectrum.

    It isn’t likely you’ll see a Wall Street Journal White House correspondent trading blows with the President in the Press Room. The reason for this isn’t because WSJ loves our current president. It’s because you won’t often find antagonistic stories on the front page that are lambasting either side.

    a. Contrast with Fox News and CNN

    You can contrast the WSJ with Fox News, a site with a strong bias toward the right, and CNN, a site with a strong bias toward the left.

    3. Reuters

    Reuters is a well-respected unbiased news outlet with a strong focus on clean, accurate reporting. News events on this site are written with some of the most straightforward reporting seen anywhere. World stories on controversial hot-topics like the Israeli-Palestinian conflict, Brexit, or various government elections, don’t appear to take one side or another. Headlines cover insights from every end of the spectrum.

    This is especially refreshing at a time when this kind of journalistic, unbiased news reporting is so rare.

    4. BBC

    The BBC is the world’s oldest national broadcasting service and one of the largest news services in the world. If you want to know what’s going on in the world, the BBC is the place to go. There is a good chance you will find better information than the same stories at a US news site.

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  5. Piggyvest is a platform that allows you save money automatically with ease. It helps you carve out certain amount of money from your bank account for the rainy day. It has no start fee, meaning, you can open it  with a zero account. The only thing you might need would be your BVN to link your savingRead more

    Piggyvest is a platform that allows you save money automatically with ease. It helps you carve out certain amount of money from your bank account for the rainy day. It has no start fee, meaning, you can open it  with a zero account. The only thing you might need would be your BVN to link your savings with your bank details for withdrawal. It allows the following deposits: daily deposit is between N50-N25,000. Weekly is between N1,000 to N100,000. Monthly deposit range is between N3,000 to N500,000. The piggyvest wallet can either be accessed on the web and app. You could decide to use the website platform or download the app from Google playstore.

    Features of the Piggyvest wallet

    1. Savings: Piggyvest has three forms of savings: a) Target saving. This an option that allows you save towards a purpose. Even when you have an emergency, you won’t have access to the money untill the days you stipulated for the completion of the target. For example, you can save towards your education, new gadgets, house rents, for months. You get to choose the amount you want to save and when you want to save. b) Safelock saving. Safelock is an option that helps you lock money away for months, usually 2-24 months, and also gives you interest on your savings. c) Flex Dollars saving. The flex Dollars allows you save money in US Dollars. This is a good option for those who are international trade savvy. I would suggest you buy dollars when exchange rate is low and withdraw it when you notice a rise in US-NGN exchange.
    2. Interest rate: Piggyvest wallet gives you interest for saving money. Banks, these days, do not give you interest for saving your money, instead they debit you for some maintenance. The interest rate for using the target saving is 10%, flex Dollars 6% and Safelock 13% all per annum.
    3. Investment: This platform helps you invest in different aspect of life. Ranging from agriculture, transportation and others
    4. Withdrawal: Withdrawal of your money is usually free during a period of time (March 31st, June 30th, September 30th and December 31st). Any withdrawal outside these dates would cost you about 5% of the amount you wish to withdraw.

     

     

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  6. This answer was edited.

    Very controversial topic in the present day Nigeria

    Very controversial topic in the present day Nigeria

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  7. This answer was edited.

    "Investing money is a great source of making passive income. There are many investment opportunities in Nigeria, but, we are going to discuss where to invest money in Nigeria. If you are thinking about investing in a profitable business in Nigeria but don’t know which business to choose to earn extrRead more

    “Investing money is a great source of making passive income. There are many investment opportunities in Nigeria, but, we are going to discuss where to invest money in Nigeria. If you are thinking about investing in a profitable business in Nigeria but don’t know which business to choose to earn extra money, here is a list of the most lucrative businesses in Nigeria”

    1. Save and invest with a bank. Certain banks, if not all, allow you spend less of your money and allow you earn some returns as interest after stipulated time.  start making money on savings from the bank you chose, create your account at your bank’s website, enter your bank details, and add a bank card. You will start earning the very same moment you create an account, and the whole process takes place online. So, you don’t have to make a visit to the bank.
    2. Investing in FG saving bonds. Not many of us must have heard of this. The FG saving bond is a means where you lend to the government to do some projects and you get paid with interest. The interest rate is 13%; more than any commercial bank would give you. Also, tax is not levied on your savings or interest.
    3. Cryptocurrency. This is one of the riskiest and fortune bringing business in the world, if carefully done. However, ensure you consult a professional who would guide you right into this business.
    4. Gold. It is said that Gold is now a lucrative business in Nigeria. The value of Gold never depreciates like oil; it’s value stays the same. A 10karat Gold doesn’t lose its value overnight.
    5. Stock. “When you buy shares, you need to make sure you do everything right. To cash out big in stocks investments, you need to develop your own winning system, conduct research before investing in stocks, and choose a quality stock. The thing is investing in stocks can help you get an incredibly high return which also comes in dividends and bonuses. Investments in the stock market for individuals start at 200,000 Naira and for companies at 1 million Naira. One more reason to invest in stocks is that stocks are very liquid and come extremely handy in times of emergency.”

     

    Others including

    1. Forex trading
    2. Agriculture
    3. Real estate
    4. Pure water production

     

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  8. Jailbreaking your iPhone was popular in the early days of iOS, but Apple got better at clamping down on the practice and the iOS jailbreaking scene went stagnant. Until now, that is. iOS 13.5 has been successfully jailbroken, meaning mods and customized themes can finally be installed on newer iPhonRead more

    Jailbreaking your iPhone was popular in the early days of iOS, but Apple got better at clamping down on the practice and the iOS jailbreaking scene went stagnant. Until now, that is. iOS 13.5 has been successfully jailbroken, meaning mods and customized themes can finally be installed on newer iPhones and iPads. We’ll show you how, and explain why you might want to jailbreak in the first place. We’ll also show you some of the best apps you can install once you’ve successfully jailbroken your iOS 13.5 device.

    What is “Jailbreaking?”

    For those who don’t know, jailbreaking unshackles your device from the restrictions Apple bakes into iOS—for better or worse. This frees the user to do things not normally possible on your standard iOS device, such as sideload non-App Store apps, install mods, use custom themes, add new widgets to your home screen, set new default apps, and tons more. But that increased freedom also brings with it increased risk.

    While the process of jailbreaking is generally safer now than it used to be, jailbreaking your iPhone opens you up to new vulnerabilities. For example, you might get hit with malware that would normally be blocked by the App Store.

    You should take extra caution when considering a new app or mod to download on a jailbroken iPhone or iPad. Much of the jailbreaking community runs on transparency and open-source software, but there’s always the potential that malicious code or spyware could be hidden in apps, and Apple isn’t around to weed out the more obvious candidates when you aren’t playing in its garden anymore.

    Jailbreaking takes some time, but it’s simple as long as you follow the steps:

    Part 1: Getting everything ready and installing AltStore

    Here’s what you’ll need to jailbreak your iOS device:

    • An iPhone or iPad running iOS 13.5/iPadOS 13.5
    • A Mac or MacBook
    • A Lightning USB cable to connect them.

    You’ll also need to download and install some extra software to your Mac and iOS device(s) before we begin.

    Go to altstore.io and download AltServer for Mac, then follow these instructions to install the application on your Mac—including the Mail plug-in. Then, open up Apple’s Mail app and enable the plugin via Preferences > Manage Plug-ins. Next, plug in your iPhone or iPad and make sure you’ve “trusted” it with your Mac via File Explorer or iTunes. You’ll then use AltServer’s menu icon to install AltStore on your device. Once you’re done, test that AltStore works by launching it on your iPhone or iPad.

    Part 2: Run the jailbreak software

    1. Launch Safari and go to unc0ver.dev
    2. Tap “Open in Alt Store,” then tap “Open.”
    3. Enter your Apple ID and Apple ID password when prompted by the AltStore installation page, then wait for Unc0ver to download.
    4. Tap “7 Days” to install the jailbreak tool.
    5. Open Unc0ver from your iPhone’s home screen, then tap “Jailbreak.”
    6. Wait for the process to complete and for your iPhone to reboot.
    7. Launch Unc0ver once more and tap “Jailbreak” again, and our device will reboot one more time. You’ve now successfully jailbroken your iPhone!

    Part 3: Install new apps, themes, and mods

    Launch the Cydia app from your home screen, and then scroll through and find the apps, themes, and mods you want to install. Most of these are optional ways to customize the look and feel of your iPhone, but there are a few that you should download so you can get the full benefits of jailbreaking your device.

    • Activator: This app lets you customize almost everything about your iOS device’s behavior. You can create new gesture controls and even new shortcuts and triggers for the Shortcuts app.
    • BioProtect ($2.99): This app lets you lock the use of certain apps, files, settings, and more behind a PIN, TouchID, FaceID, or password—that way someone borrowing your phone (or snooping through it) won’t be able to open apps without approval.
    • Filza: Like rooting your Android, jailbreaking your iPhone lets you access many parts of your phone that would otherwise be off-limits. Filza lets you access your device’s internal storage and system files, and even lets you edit files that would normally be hidden.
    • Tweaks Manager: Some apps and games will detect that your iOS device is jailbroken and won’t work properly. Sometimes they won’t even open in the first place. Tweaks Manager will hide your phone’s jailbroken status and, for the most part, keep things running smoothly. There’s a chance some apps will still notice the jailbreak, but this makes it less likely.

    Reference Brendan

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  9. As much as it is important to save some money for the rainy day, it could also be difficult at some point. However the following would help you become an effective money saved. Keep track of your expenses: Have a rough estimate on how much you spend on bills, entertainment and all other personal orRead more

    As much as it is important to save some money for the rainy day, it could also be difficult at some point.

    However the following would help you become an effective money saved.

    1. Keep track of your expenses: Have a rough estimate on how much you spend on bills, entertainment and all other personal or family expenses. This would give you an idea on how much you earn and need to save
    2. Have a budget for saving: Once you have kept track of how much you spend, you can easily cut out a chunk towards savings, say 10-15% of your income. It’s really up to you.
    3. Cut your spending: Ensure you avoid spree spending. Try to reduce spending money on wants instead of needs. Your needs are important but your wants might not be important. Ensure you cut too much spending on entertainment and others. Cook more than buying food or junks. Cooking saves you a fortune
    4. Set a saving goal: What would you do with the money you’re saving? Having a plan to spend the money you are saving makes your saving urgent and paramount. Have a target you’re saving towards; buy a car, buy a new phone, Masters degree, vacation abroad. Have a plan
    5. Pick the right tools: Saving could be stressful if you do not have an automatic saving method. A platform like piggyvest would allow you save automatically even when you’re offline. This would make you avoid the excuse of “I forgot to save for this week/month”
    6. Watch your saving grow: This would help you keep record of your progress in saving at the end of the month/year.

    Saving can save you in the future. Cultivate the habit of saving.

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  10. Whether it was your doctor, your parents, or your friends, you’ve likely heard someone talk about being “sexually active.” If you’re confused by this term, don’t worry. You aren’t the only one! Although this term is often associated with penis-in-vagina (PIV) penetrative sex, it’s actually way broadRead more

    Whether it was your doctor, your parents, or your friends, you’ve likely heard someone talk about being “sexually active.”

    If you’re confused by this term, don’t worry. You aren’t the only one!

    Although this term is often associated with penis-in-vagina (PIV) penetrative sex, it’s actually way broader than that.

    It also includes different forms of manual stimulation, like fingering or handjobs, dry humping or other genital-to-genital contacts, rimming or other types of oral sex, and anal penetration.

    In other words, while you might not have had some form of penetrative sex, you could very well be sexually active in the eyes of your doctor.

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