Financial Freedom is one thing anybody can achieve, infact quite a lot of people wants to be financially free. The only problem is not every one is willing to go through the due process or let me say not everyone is disciplined enough.

Financial Freedom is taking charge of your finance, that moment when you no longer worry about you’ll pay your bills or emergency expenses.

It’s having enough money to afford the lifestyle you want not worrying about your retirement because you’ve things put in place. What are the steps to follow to be financially free?

1: Set Financial goals: Setting goals will make you have a clear vision of your situation. Have a laid down, achievable goal that is time bound. Don’t forget to list out how to achieve these goals.

2: Have a budget: A budget is simply creating a plan on how your money will be spent. Having a budget will give you clarity on if your income can cater for your expenses. It also helps reduce wasteful spending.

3: Save: No matter how much you earn, save out of it. Don’t spend all you earn at once. If you’ll have to cut down your subscription then go ahead. At the end the money will in turn save you.

4: Have additional source of income: Having more than a source of income helps in achieving financial freedom as long as you’re intentional about your spending. You can get remote jobs that might not affect your 9 – 5.

5: Invest: Investment is simply preparing for the unexpected, securing your future. If you work 9-5 you can inform your company and you could work towards creating a retirement plan. The money get deducted from your income before it hits your account. You can also save by yourself and invest in mutual funds, real estate etc.

In conclusion, you can achieve financial freedom it’s all about living with your means, spending money on things that are important. It is not as easy as it looks but is anything easy? Bear in mind that this will demand you learning new habits which might not be so interesting at first but with time you will adjust.